SMSF Tax Specialists

Your fund deserves more than a bean counter crunching the numbers. Our SMSF work is led by David Lienert, a CA SMSF Specialist recognised by Chartered Accountants Australia and New Zealand. We’re registered tax agents, and we look at every fund, and every member, with one question in mind: is anyone paying more tax than the law requires?

Then we make sure the fund ticks every compliance box along the way, so you can get on with life.

Tax advice that earns its keep

The tax savings in an SMSF aren’t only in the fund’s own return. Much of the value is in the tax decisions members make about money going in and coming out, so we advise on both.

For the fund

  • Planning before 30 June, not after. We review the fund’s tax position while there’s still time to do something about it.

  • Making the most of pension phase. We make sure income and gains that should be tax-free in retirement phase are claimed that way, and that minimum pension payments are right, so the fund keeps its concessions.

  • Capital gains, handled carefully. We work through the tax on selling fund assets, including the timing of sales and the capital gains discount available to super funds.

For you, the members

  • Contributions without surprises. We advise on the tax treatment of concessional and non-concessional contributions, the caps and carry-forward amounts, and how to avoid an excess turning into a tax bill.

  • Recontributions. We explain the tax effect of withdrawing and recontributing super, including how it can change the taxable and tax-free parts of your balance and the tax your family may pay on death benefits.

  • Pensions. We advise on the tax side of starting and running a pension, from the transfer balance cap to the tax on the payments you receive.

  • The whole picture. We look after your personal and family tax too, so your super and your own affairs are planned together, not in separate boxes.

The compliance, handled

  • Setting up the fund once you and your licensed adviser have decided to go ahead: trust deed, corporate trustee company and ATO registrations

  • Annual financial statements and the SMSF annual return

  • Pension documentation and annual pension reviews

  • Trustee minutes, compliance reminders and ATO correspondence

  • Liaising with the fund’s independent approved SMSF auditor

  • Company secretarial work for corporate trustees

Independent, with nothing to sell you

While banks and product providers want to sell you everything from investments to insurance to loans, we sell one thing: good advice. We pay and receive no commissions, and we don’t charge a percentage of your fund as a fee, whatever it’s called. Our fees are transparent and agreed upfront. The only thing we’re trying to grow is the tax you keep.

Real people, right here in Hobart

Every set of accounts and every tax return is prepared by our own team in our Hobart office. None of the work is outsourced to offshore processing centres. The people you talk to are the people doing the work, and they know you and your fund.

Pick up the phone whenever you like. Calls and meetings are included in your annual or monthly fee at no extra charge, so there’s no clock ticking while we talk.

Like most modern practices, we use trusted cloud software such as Xero and Class, and AI tools. Our Terms of Engagement explain where they store data.

Thinking about an SMSF?

Whether to start an SMSF, move your super into one, or choose its investments are big decisions, and only a financial adviser who holds an Australian Financial Services Licence (AFSL) can advise you on them. We aren’t licensed to give that advice, but we work regularly with licensed advisers and are happy to introduce you. We don’t receive referral fees. Once the decision is made, we can set up the fund and look after the tax and compliance from day one.

Important notice

We are not licensed to provide financial product advice under the Corporations Act 2001 (Cth). Our advice is limited to tax and accounting matters, and any factual information we give does not take into account your personal circumstances, objectives or goals. We are not a law firm and do not give legal advice. Full details are in our Terms of Engagement.